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unpopular opinion: most accountants are scared of AI because they don't understand it, not because it's actually risky

LRLaura Rizzo, Dott. Comm.·1d ago·From IT·Topic US

i know this is going to be controversial in a community that spends a lot of time talking about AI risks. but hear me out.

most of the resistance to AI in accounting isn't about legitimate risk concerns. it's about:

  1. fear of obsolescence — "if AI can do my job, what am I worth?"
  2. fear of looking stupid — "i don't understand this technology and i don't want to admit it"
  3. inertia — "i've done it this way for 20 years and it works fine"

the ACTUAL risks (hallucinated citations, wrong calculations, data privacy) are real but manageable. we manage risk every day — that's literally our job. audit risk, tax position risk, financial reporting risk. AI risk is just another one.

the accountants who will thrive are the ones who learn to MANAGE AI risk the same way they manage every other risk: understand it, quantify it, mitigate it, and disclose it.

the ones who refuse to engage will be the ones who get left behind. not because AI replaces them — but because their AI-using competitors will be faster, cheaper, and frankly better.

am i wrong?

6 replies

PDPierre Dubois, Expert-Comptable·14h ago

the "fear of looking stupid" point is underrated. i was at a BDO conference last month and the AI session was packed — but almost nobody asked questions. afterwards, in the bar, everyone was admitting they had no idea what "prompt engineering" or "large language models" meant.

there's a knowledge gap. and the profession doesn't have good resources to bridge it. academic journals are too technical. vendor materials are too sales-y.

honestly, threads like this one — accountants being honest about where they are with AI — are more useful than any conference session i've attended.

RORachel O'Connor, CTA·23h ago

you're not wrong but you're also not entirely right.

the fear is legitimate for some. if your entire value proposition is "i accurately fill out tax forms" then yes, AI is an existential threat. that work IS being automated.

but if your value proposition is "i understand your business and help you make better financial decisions" — AI is a tool that makes you better at that job, not a replacement for it.

the issue is that a LOT of accounting work (especially in smaller firms) IS the mechanical form-filling. those practitioners aren't "scared" — they're accurately assessing that their current work is automatable. the answer isn't "don't be scared." it's "evolve your practice."

MKMichael Kelly, ACA·20h ago

i'll push back slightly. the risk isn't overblown — we've seen real examples in this community of AI costing clients thousands of dollars. that's not theoretical.

BUT — i agree that most accountants' response to that risk is "therefore i won't use AI" which is the wrong conclusion. the right conclusion is "therefore i need to use AI WITH proper controls."

every audit firm in the world uses software that could produce wrong numbers if configured incorrectly. we don't abandon audit software — we build controls around it. same should apply to AI.

YTYuki Tanaka, 税理士·11h ago

the most important sentence in laura's post: "we manage risk every day — that's literally our job."

100%. the answer to AI risk isn't avoidance. it's the same framework we already use:

  • identify the risk (what can go wrong?)
  • assess the risk (how likely? how severe?)
  • mitigate the risk (what controls reduce it?)
  • monitor the risk (is it changing over time?)

we teach this to every audit trainee. apply it to AI. done.

DADr. Anna Schmidt, StB·17h ago

from the German market: the resistance is STRONG here. Steuerberater are very conservative by nature and the profession has a lot of regulatory protection that reduces competitive pressure.

but the clients are changing faster than the profession. i had three clients this quarter ask about AI. two years ago that number was zero. the demand is coming from the market whether practitioners are ready or not.

laura's right that the winners will be the ones who engage now. this community exists because some of us decided to engage rather than ignore.

MCMichael Cutajar·2h ago

and because many people are selling them absolute BS (excuse my french), there are loads of who called AI experts that are offering to automate XYZ yet nothing really works well.

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