Not tax advice. Computation tools only. Have a professional review before filing.

See what verified skills catch

Real tax scenarios. On the left, what an AI agent produces without verified skills. On the right, what the same agent produces with them. Every rule cites the IRC. Click any scenario to expand.

Unverified AI output

You can deduct $6 per square foot of your home office, up to 300 square feet, for a maximum deduction of $1,800.

Wrong rate. The simplified method is $5/sqft, not $6. This would overstate the deduction and trigger an IRS mismatch.

Verified skill output

Simplified method: $5 per square foot, maximum 300 sqft = $1,500 cap. Actual method may yield more if mortgage interest + property tax + utilities are high.

Rev. Proc. 2013-13, §4.01 — IRC §280A(c)(5)

Financial impact:$300 overstatement, potential IRS notice
Unverified AI output

Restaurant meals are 100% deductible for business purposes. You can deduct the full cost of meals with clients at restaurants.

Outdated. The 100% deduction for restaurant meals was a temporary COVID provision (2021–2022). Since 2023, business meals are back to 50%.

Verified skill output

Business meals: 50% deductible. The temporary 100% restaurant meal deduction under the Consolidated Appropriations Act expired after December 31, 2022.

IRC §274(n)(1) — CAA 2021 §210 (expired 12/31/2022)

Financial impact:50% overstatement on meal deductions, audit risk
Unverified AI output

Your QBI deduction is 20% of your qualified business income. At $195,000 income, you get the full 20% deduction.

Ignores the phase-out cliff. For single filers, the QBI deduction begins phasing out at $191,950 (2025). At $195,000 the taxpayer is in the phase-in range and the computation changes dramatically.

Verified skill output

Taxable income $195,000 exceeds the §199A threshold of $191,950 (single, 2025). You are $3,050 into the $50,000 phase-in range. The deduction is reduced — the skill computes the exact phase-in amount based on your W-2 wages and UBIA.

IRC §199A(b)(3)(B), Rev. Proc. 2024-40 §3.28

Financial impact:Thousands of dollars in miscalculated deduction
Unverified AI output

Self-employment tax is 15.3% of your net profit. On $150,000, that's $22,950 in SE tax.

Missing the 92.35% adjustment. SE tax applies to 92.35% of net earnings, not the full amount. Also misses the Social Security wage base cap ($176,100 for 2025) and the Additional Medicare Tax at 0.9% above $200K.

Verified skill output

SE earnings = $150,000 × 92.35% = $138,525. SS tax (12.4%) on first $176,100 of combined wages + SE = $17,177.10. Medicare (2.9%) on full $138,525 = $4,017.23. Total SE tax = $21,194.33. Deductible half = $10,597.17.

IRC §1401(a)–(b), IRC §164(f)

Financial impact:$1,756 overstatement, plus missed above-the-line deduction
Unverified AI output

You can contribute up to $23,500 as an employee, plus 25% of your net profit ($50,000) as an employer contribution, for a total of $73,500.

The employer contribution base is wrong. It’s 20% (not 25%) of net self-employment income after deducting half of SE tax. The 25% figure applies to W-2 employees of corporations, not sole proprietors.

Verified skill output

Employee deferral: $23,500 (2025). Employer contribution: 20% of (net SE income minus half of SE tax). Net SE = $200,000. Half SE tax ≈ $15,922. Employer base = $184,078 × 20% = $36,816. Total = $60,316. Overall cap: $70,000 (2025).

IRC §401(a)(17), IRC §404(a)(8)(D), IRS Pub 560 Ch. 5

Financial impact:$13,184 excess contribution, 10% penalty + income tax on excess
Unverified AI output

You should pay 90% of your current year tax liability in quarterly estimated payments to avoid penalties.

Incomplete. The safe harbor is the LESSER of 90% current year OR 100% prior year (110% if prior year AGI > $150,000). Most freelancers with growing income should use the prior-year safe harbor — it’s almost always lower and avoids the guessing game.

Verified skill output

Prior year AGI > $150,000 → 110% prior-year safe harbor applies. Required annual payment = 110% × prior year total tax. Divide by 4 for quarterly amounts. This avoids underpayment penalty regardless of current year income growth.

IRC §6654(d)(1)(B)–(C)

Financial impact:Underpayment penalty of ~3–5% annualized on the shortfall

Six scenarios. Six wrong answers. Thousands of dollars at stake.

These aren't edge cases. They're the exact situations freelance developers face every year. The skills handle all of them because they encode the actual rules, with citations, not probabilistic guesses.

The skills are free and open source. Install them in your AI agent in 30 seconds.