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OpenAccountants/Malta/Malta Permanent Residence Programme (MPRP): who qualifies, what it costs, and the conditions to keep it

Malta Permanent Residence Programme (MPRP): who qualifies, what it costs, and the conditions to keep it

The Malta Permanent Residence Programme (MPRP) for non-EU, non-EEA and non-Swiss nationals: who can apply and who is excluded, the capital test, the administration fee and its instalments, the government contribution and NGO donation, the property purchase or lease condition and how long to hold it, dependants (spouse, children, parents and grandparents), due diligence, the licensed agent, the residence card, Schengen travel, and what ends the status. Says plainly that MPRP permanent residence is not tax residence and gives no special tax rate, and routes tax questions to moving-to-malta-tax-residence, mt-non-dom and mt-residence-programmes-for-wealthy-families. Triggers: "Malta permanent residence", "MPRP", "Malta PR by investment", "Malta residency programme cost".

Applicable period 2026Accountant-authoredBuilt by Michael Spiteri Staines · Credentials: licence not on file· Last updated Oct 24, 2026

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Authored by Michael Spiteri StainesContribute a skill

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Key figures — Malta, 2026

ItemFigureNote
Sourceall figures belowhttps://legislation.mt/eli/sl/217.26/eng/pdf
Administration fee, main applicant, totalEUR 60,000"a non-refundable administration fee in respect of the main applicant of sixty thousand euro (€60,000)" (First Schedule)
First part, due within one month of submitting the applicationEUR 15,000"fifteen thousand euro (€15,000) of which need to be paid within one (1) month from the submission of the application"
Balance, due within two months of the Letter of Approval in PrincipleEUR 45,000"remaining forty five thousand euro (€45,000) payable within two (2) months from the issuance of the Letter of Approval in Principle"
Administration fee for each dependant under paragraphs (c) and (d) (none for spouse, minor child, or adult child with a certified disability)EUR 7,500"a non-refundable administration fee of seven thousand five hundred euro (€7,500) for each and every dependant"
Contribution, main applicant, where the property is ownedEUR 37,000"a contribution of thirty seven thousand euro (€37,000) in respect of the main applicant where the necessary title to a qualifying property is a qualifying owned property"
Contribution, main applicant, where the property is rentedEUR 37,000"(€37,000) in respect of the main applicant where the necessary title to a qualifying property is a qualifying rented property"
Donation to a registered Maltese NGOEUR 2,000"means a financial contribution of two thousand euro (€2,000)" (regulation 3)
Qualifying owned property, minimum purchase price, Malta or GozoEUR 375,000"three hundred and seventy-five thousand euro (€375,000) for a property situated in Malta or Gozo" (regulation 3)
Qualifying rented property, minimum rent per year, Malta or GozoEUR 14,000"fourteen thousand euro (€14,000) per annum for a property situated in Malta or Gozo" (regulation 3)
Capital option (a): total assets at leastEUR 500,000"(a) having a value of not less than five hundred thousand euro (€500,000)" (regulation 9(2))
Capital option (a): of which financial assets at leastEUR 150,000"one hundred and fifty thousand euro (€150,000) shall be in the form of financial assets"
Capital option (b): total assets at leastEUR 650,000"(b) having a value of not less than six hundred and fifty thousand euro (€650,000)" (regulation 9(2))
Capital option (b): of which financial assets at leastEUR 75,000"seventy-five thousand euro (€75,000) shall be in the form of financial assets"

The full skill

Figures are for tax year 2026. The amounts in this Guide are the programme's fees, contribution, donation and thresholds as printed in the Malta Permanent Residence Programme Regulations, S.L. 217.26 (L.N. 121 of 2021 as amended by L.N. 57 and 310 of 2024 and 146 of 2025), read in the consolidated text on 21 October 2026. They are not tax rates. The MPRP is an immigration status granted by the Residency Malta Agency under article 7A of the Immigration Act (Cap. 217). It is not citizenship and it is not a tax status. For tax, see "Permanent residence is not tax residence" below.

The method, step by step

  1. Confirm the main applicant is a third-country national (not an EU, EEA or Swiss national) and has reached 18 years of age. See regulations 3, 9(1) and 15(1)(a) of S.L. 217.26.
  2. Confirm that neither the main applicant nor any dependant benefits under one of the six schemes listed in regulation 15(1)(b) of S.L. 217.26 (listed under "Who can apply").
  3. Appoint one licensed agent. Every application goes through an agent (regulation 4 of S.L. 217.26), and only agents on the Agency's public register may act (regulation 6).
  4. Test the capital against option (a) or option (b) in the table under "Fees, contribution and thresholds", under regulation 9(2) of S.L. 217.26. The capital must then be held for five years from the appointed day (regulation 15(1)(g)).
  5. Assemble the application under regulation 12 of S.L. 217.26: conduct certificates, the agent's know-your-customer evidence, the undertakings to buy or lease a qualifying property, pay the contribution and make the donation, the medical confirmation, and English translations of any document not in English.
  6. Pay the first part of the main applicant's administration fee within one month of submitting the application (regulation 9(1) and the First Schedule of S.L. 217.26). If it is not received within that month, the Agency may refuse the application at once.
  7. After the Letter of Approval in Principle, within two months pay the balance of the main applicant's fee and the fee for each dependant under paragraphs (c) and (d) of the definition; within eight months pay the contribution, present title to a qualifying property, make the donation and give evidence of it, and present the health insurance policy (regulation 9(4) of S.L. 217.26). The Agency may extend these limits on good cause shown.
  8. After the certificate is issued, keep meeting every condition in regulation 15 of S.L. 217.26 for as long as the certificate lasts, and notify the Agency of any cessation event within four weeks of becoming aware of it (regulation 17(6)).
  9. Treat tax as a separate question. Apply the general Malta rules through moving-to-malta-tax-residence, mt-non-dom and mt-residence-programmes-for-wealthy-families, as set out under "Permanent residence is not tax residence". The Agency's own statement is in the MPRP FAQs, Q89.

Ask the client first

  • What is your nationality, and does any family member you want to include hold Maltese, EU, EEA or Swiss nationality? (A Maltese, EEA or Swiss national cannot be a beneficiary or an approved dependant, and the certificate ends if the beneficiary becomes one.)
  • Do you or any family member benefit today under a Malta scheme such as the Residence Programme, the Highly Qualified Persons Rules or the Malta Retirement Programme? (Any of the six schemes in regulation 15(1)(b) blocks the MPRP.)
  • Which family members do you want on the certificate, with each person's age, marital status and employment, and is each adult principally dependent on you? (This decides who qualifies as a dependant and who pays the dependant fee.)
  • Will you buy or rent the qualifying property, and at what price or yearly rent? (This decides whether the property test is met and which contribution line applies.)
  • What are your total assets, how much of them is financial assets, and can you show where the money came from? (This decides option (a) or option (b) of the capital test.)
  • Are you also moving your tax residence to Malta, or applying for the Global Residence Programme? (If yes, the tax Guides apply as well. The MPRP does not decide tax.)

Who can apply

The main applicant must be a third-country national. Regulation 3 of S.L. 217.26 defines this as any person who is not a citizen of the European Union, and adds that "EEA nationals and Swiss nationals shall not be considered to be third- country nationals". The main applicant must have attained 18 years of age and apply through an agent (regulation 9(1)).

Regulation 15(1) makes these conditions continuing. From the appointed day (the date the Agency issues the certificate) and for the whole life of the certificate, the beneficiary must prove that he is a third-country national and not a Maltese, EEA or Swiss national, AND that he does not benefit under any of these six schemes:

  • the Residents Scheme Regulations (S.L. 123.79);
  • the Highly Qualified Persons Rules (S.L. 123.126);
  • the High Net Worth Individuals - Non-EU/EEA/Swiss Nationals Rules (S.L. 123.130);
  • the Malta Retirement Programme Rules (S.L. 123.134);
  • the Qualifying Employment in Innovation and Creativity (Personal Tax) Rules (S.L. 123.141);
  • the Residence Programme Rules (S.L. 123.160).

The same two conditions apply to every approved dependant (regulation 15(2), and the proviso to the definition of "dependant" in regulation 3). Regulation 15(1) and (2) both open with the words "without prejudice to any rights and duties emanating from the Immigration Regulations and unless any individual is already in possession of a residence document or a residence permit issued under the Immigration Regulations". The regulations do not explain how that applies to someone who already holds a Malta residence permit. The list does not name the Global Residence Programme Rules (S.L. 123.148) or the nomad residence permit. The regulations do not say whether either can be held together with the MPRP: see mt-global-residence-programme and mt-nomad-residence-permit, and ask the Agency through the agent before relying on a combination.

The Agency's MPRP brochure adds that applicants must "not hail from sanctioned countries, announced from time to time by the Agency" and must hold a valid travel document. The Agency publishes the country list; the regulations do not print it.

Fees, contribution and thresholds

The fees are non-refundable. Under regulation 16 of L.N. 146 of 2025, the administration fees and the contribution in the First Schedule (the first six rows of the table below) also apply to applications submitted after 1 January 2025 that were not concluded when that amendment came into force; the older fees no longer apply to them.

ItemFigureNote
Sourceall figures belowhttps://legislation.mt/eli/sl/217.26/eng/pdf
Administration fee, main applicant, totalEUR 60,000"a non-refundable administration fee in respect of the main applicant of sixty thousand euro (€60,000)" (First Schedule)
First part, due within one month of submitting the applicationEUR 15,000"fifteen thousand euro (€15,000) of which need to be paid within one (1) month from the submission of the application"
Balance, due within two months of the Letter of Approval in PrincipleEUR 45,000"remaining forty five thousand euro (€45,000) payable within two (2) months from the issuance of the Letter of Approval in Principle"
Administration fee for each dependant under paragraphs (c) and (d) (none for spouse, minor child, or adult child with a certified disability)EUR 7,500"a non-refundable administration fee of seven thousand five hundred euro (€7,500) for each and every dependant"
Contribution, main applicant, where the property is ownedEUR 37,000"a contribution of thirty seven thousand euro (€37,000) in respect of the main applicant where the necessary title to a qualifying property is a qualifying owned property"
Contribution, main applicant, where the property is rentedEUR 37,000"(€37,000) in respect of the main applicant where the necessary title to a qualifying property is a qualifying rented property"
Donation to a registered Maltese NGOEUR 2,000"means a financial contribution of two thousand euro (€2,000)" (regulation 3)
Qualifying owned property, minimum purchase price, Malta or GozoEUR 375,000"three hundred and seventy-five thousand euro (€375,000) for a property situated in Malta or Gozo" (regulation 3)
Qualifying rented property, minimum rent per year, Malta or GozoEUR 14,000"fourteen thousand euro (€14,000) per annum for a property situated in Malta or Gozo" (regulation 3)
Capital option (a): total assets at leastEUR 500,000"(a) having a value of not less than five hundred thousand euro (€500,000)" (regulation 9(2))
Capital option (a): of which financial assets at leastEUR 150,000"one hundred and fifty thousand euro (€150,000) shall be in the form of financial assets"
Capital option (b): total assets at leastEUR 650,000"(b) having a value of not less than six hundred and fifty thousand euro (€650,000)" (regulation 9(2))
Capital option (b): of which financial assets at leastEUR 75,000"seventy-five thousand euro (€75,000) shall be in the form of financial assets"

How the table works:

  • Administration fee. The main applicant pays the total fee in the two parts shown. The dependant fee is payable within two months of the Letter of Approval in Principle; for a person added later under regulation 11(2) to (5), it is payable when that application is submitted. The First Schedule exempts "each and every dependant referred to in paragraphs (a), (b) and (e)", that is the spouse, a child under 18 at the time of application, and an adult child with a certified disability. So the fee falls on adult children under paragraph (c) and on parents and grandparents under paragraph (d). The brochure's shorter wording ("pay €7,500 for each adult dependant", with "(excluding spouse)" printed next to it) does not mention the disability exemption; the brochure itself says S.L. 217.26 prevails.
  • Contribution. One contribution, for the main applicant only, at the same amount whether the property is owned or rented, payable within eight months of the Letter of Approval in Principle. The First Schedule prints no contribution for dependants.
  • Donation. It goes to "a local registered philanthropic, cultural, sport, scientific, animal welfare or artistic non-governmental organisation or society registered with the Commissioner for Voluntary Organisations, or as otherwise approved by the Agency", before the certificate is issued (regulation 3), with evidence given to the Agency within eight months of the Letter of Approval in Principle (regulation 9(4)(c)).
  • Capital. Option (a) OR option (b), not both. The assets must be shown "to the satisfaction of the Agency", and what counts as financial assets is "as the Agency may consider appropriate in its sole discretion" (regulation 9(2)). A qualifying property bought by the main applicant may be counted as part of the evidence of assets (proviso to regulation 12(1)(c)). The capital must be held for five years from the appointed day (regulation 15(1)(g)).

The property condition

A qualifying property is either owned or rented (regulation 3 of S.L. 217.26):

  • Owned: an immovable residential property "purchased or acquired by title of emphyteusis" for a consideration of not less than the purchase minimum in the table above, in Malta or Gozo.
  • Rented: a residential property "taken on lease for a rent of not less than" the yearly minimum in the table above, in Malta or Gozo.

Either way it must meet Malta's general health and safety standards and be "normal for a comparable family in Malta", as the Agency considers appropriate. A property bought before the application for less than EUR 375,000 counts only if works paid for by the main applicant bring its value to at least that amount, shown by an independent architect's detailed valuation report; the Agency may appoint its own architect and always decides whether the requirement is met.

How long to hold it (regulation 15(1)(c)): the beneficiary must hold a qualifying property for at least five years from the appointed day. After those five years he must still hold a residential property in Malta or Gozo, owned, leased or held by emphyteusis; regulation 15(1)(c) sets no minimum value or rent for that later property. Within the five years:

  • an owned qualifying property may be replaced only by another owned qualifying property;
  • a rented qualifying property may be replaced by another rented qualifying property or by an owned qualifying property;
  • every replacement needs the Agency's consent and any conditions it imposes.

The Agency may carry out spot checks of the property and must be given access. It may also issue guidelines on how the property may be used during temporary absences from Malta. The brochure's list of benefits also mentions an option to lease with a possibility to sub-lease after five years, and an option to lease purchased property in Special Designated Areas. The regulations do not print the conditions for either; ask the agent for the Agency's guidance.

Who counts as a dependant

Regulation 3 of S.L. 217.26 lists five classes:

  • (a) the spouse of the main applicant, in a monogamous marriage or a relationship with the same or similar status (civil union, domestic partnership, common law marriage). "Spouse" is gender neutral, and the Agency may accept other similar relationships case by case.
  • (b) a child, including an adopted child, of the main applicant or of the spouse, who is less than 18 at the time of application.
  • (c) a child, including an adopted child, of the main applicant or of the spouse, who at the time of application is over 18 but has not yet attained 29, is not married when the application is submitted, AND proves to the Agency's satisfaction that he is principally dependent on the main applicant.
  • (d) a parent or grandparent of the main applicant or of the spouse who is not in full-time employment AND proves to the Agency's satisfaction that at the time of application he is principally dependent on the main applicant.
  • (e) an adult child of the main applicant or of the spouse certified by a recognised medical professional or authority as having a disability under the Equal Opportunities (Persons with Disability) Act (Cap. 413).

In every class, the person must not be a beneficiary under the six schemes listed under "Who can apply". Each dependant must pass due diligence (regulation 11(1)). The main applicant gives an affidavit that he supports each dependant over 18, except the spouse (regulation 12(4)). Forms for a minor are signed by both parents, or by the parent with sole custody or the legal guardian with the court document (regulation 12(5)).

After the certificate is issued, the beneficiary may apply through the agent to add a dependant (regulation 11(2)); the spouse of a dependent child (regulation 11(3)); the minor child or spouse of a dependent child under paragraph (b) or (c) already on the certificate (regulation 11(4)); and the spouse or minor child of a paragraph (e) dependant (regulation 11(5)). Each addition needs due diligence and payment of "a non-refundable administration fee as specified in the First Schedule", which the First Schedule makes payable on submission of that application. The First Schedule also says that "each and every dependant referred to in paragraphs (a), (b) and (e)" pays no administration fee. A person added under regulation 11(3) to (5) is "deemed to be" a dependant (regulation 11(6)) without being placed in one of the paragraphs, so the text does not settle whether such a person pays: ask the Agency through the agent. The person added is bound by all the dependants' obligations (regulation 11(6)). The brochure's list of benefits says an application may include up to four generations.

Due diligence and the fit and proper test

The application must include (regulation 12(1) of S.L. 217.26):

  • an original conduct certificate for the main applicant and every dependant older than 14, from the country of origin and from each country where the person lived for more than six months during the last ten years (a sworn affidavit of a clean record is accepted only in exceptional cases where a certificate cannot be obtained);
  • evidence of the agent's know-your-customer due diligence that there is no a priori evidence that the applicant and dependants are not fit and proper persons;
  • confirmation that the applicant and dependants have no serious illness or contagious disease and will not be an unreasonable burden on the national health system.

Regulation 13(1) sets the minimum eligibility criteria for the main applicant and every dependant. A person fails if he: has been indicted before or appeared before an international criminal court; is listed with INTERPOL or EUROPOL; is or may be a potential threat to national security, public policy or public health; at any time had pending charges for, or was found guilty of, terrorism, money laundering, funding of terrorism, crimes against humanity, war crimes or crimes against the human rights in the European Convention; has been found guilty of, or charged with, offences that disturb the good order of the family (the regulation names paedophilia, defilement of minors, rape, violent indecent assault, inducing persons under age to prostitution and abduction, "without limitation"); was ever found guilty of, or at the time of application is being interrogated and suspected of, or charged with, any offence other than an involuntary offence punishable with more than one year's imprisonment; is named in international sanctions the Agency follows; had a previous application for a certificate or for Maltese citizenship refused; previously ceased to benefit from a certificate under regulation 17; or is involved in activity that may bring Malta into disrepute. The application must also not be against the public interest.

The Agency runs the due diligence itself and through one or more internationally recognised due diligence providers, may involve law enforcement security checks and money laundering and terrorism financing checks, and must get the Approvals Board's authorisation before it issues a certificate (regulation 14). The Agency's home page describes "a rigorous four-tier due diligence process". A false statement or omitted information is enough on its own to decline the application (regulation 12(6)). Agency decisions are made at its absolute discretion, are final and "shall not be subject to an appeal" (regulation 19(1)).

The licensed agent

Under regulations 4 to 7 of S.L. 217.26:

  • every applicant must use an agent, and may authorise only one agent at a time, but may change agent at any time (the new agent notifies the Agency);
  • only agents named on the Agency's public register may give services on the Programme;
  • to qualify for a licence, the agent must be a public accountant or auditor, a lawyer, or a financial advisor licensed by a competent authority, and pass the Agency's due diligence on application and every year after;
  • the licence is renewed every year;
  • a licence under the old Agents (Licences) Regulations (S.L. 188.05) could be used only until 31 December 2025, so from 2026 an agent needs a licence issued by the Agency under these regulations.

The agent advises the applicant on his obligations, submits the documents, and is the link between the applicant and the Agency, though the Agency may contact the main applicant directly.

The certificate, temporary residence and the residence card

On submitting an application (or an application to add a dependant), the applicant may apply for a temporary residence permit for himself and any dependants, valid for one year and renewable for further one-year periods, provided all documents for the application are submitted within six months of applying (regulation 9(6) of S.L. 217.26).

The Residence-by-Investment Certificate entitles the beneficiary and the dependants on it "to reside, settle or stay indefinitely in Malta", provided they keep all the obligations and conditions in the regulations. By itself, the certificate gives the holder none of the other rights mentioned in the Immigration Regulations (S.L. 217.04) (regulation 10(1)(b)). The Agency monitors compliance every year for the first five years and after that whenever it considers it opportune (regulation 10(3)). A dependant gets a residence card only with health insurance covering all risks normally covered for Maltese nationals, and must keep it for the life of the card (regulation 15(3)).

ItemFigureNote
Sourceall figures belowhttps://residencymalta.gov.mt/wp-content/uploads/2026/08/MPRP-Brochure-English.pdf
Residence card fee, per person (the brochure says it covers five years)EUR 500"pay a residence card fee of €500 per person"
Schengen travel90 out of 180 days"Schengen for 90 out of 180 days" (under "Visa-free travel across")

The card fee is a brochure figure; the First Schedule of S.L. 217.26 does not print it. On renewal, the MPRP FAQs (version 2.6.5, uploaded September 2024, before the 2024 and 2025 amendments) say the certificate "does not expire provided all the Programme obligations are adhered to", the card "is initially valid for a period of 5 years, but is renewable", a minor's card runs out around the 14th and 18th birthdays, renewals after five years go through the agent, and biometric data must be recaptured. Those FAQs print older fees; do not use their fee figures.

Travel and work

The brochure lists visa-free travel across "Schengen for 90 out of 180 days" (table above). The MPRP FAQs, Q92, add that card holders "may only travel Visa-free to Schengen countries, for a maximum period of 90 days within a 180-day period", carrying a valid travel document and the residence card. The same FAQs say the MPRP gives no employment licence in Malta (Q87) and no employment rights in the Schengen Area (Q91): a work permit is needed.

Is there a minimum stay?

Regulation 15(1) of S.L. 217.26 lists the conditions a beneficiary must keep meeting: nationality, not being in a listed scheme, the property, stable and regular resources sufficient to maintain himself and his dependants without recourse to Malta's social assistance system, a valid travel document, health insurance, and the capital for five years. None of them is a number of days spent in Malta. The regulations do refer to Agency guidelines on using the property "during their temporary periods of absence from Malta". No page we could read states a minimum stay, and none states that there is no minimum stay. Ask the agent for the Agency's current guidelines before advising either way.

Permanent residence is not tax residence

The Agency's MPRP FAQs, Q89, state: "The MPRP does not provide any tax related status or benefit. The applicable Maltese statutory tax provisions apply to this status." The same answer summarises the general rule: a resident individual who is not domiciled in Malta is taxed on income and capital gains arising in Malta and on foreign income remitted to Malta; a non-resident is taxed only on income and gains arising in Malta. It adds that holders of certain rights under the long-term residents regulations are taxed on a worldwide basis, and that the MPRP "does not of itself grant such rights".

The Income Tax Act states the exclusion itself. Under the proviso to article 4(1) of the Income Tax Act, Cap. 123, the remittance basis and the exemption for foreign capital gains "shall not apply to an individual who is a long-term resident, or who holds a permanent residence certificate or a permanent residence card", for income of the year that status or right is granted and later years. Those terms have the meaning in the Status of Long-Term Residents (Third Country Nationals) Regulations (S.L. 217.05) and the Free Movement of European Union Nationals and their Family Members Order (S.L. 460.17). The MPRP Residence-by-Investment Certificate is issued under S.L. 217.26, not under either of those, but an MPRP beneficiary who later obtains long-term resident status loses the remittance basis from that year: see mt-non-dom.

So:

  • An MPRP certificate does not by itself make anyone resident in Malta for tax, and gives no special tax rate. Whether the person is resident, domiciled or ordinarily resident in Malta is decided under the Income Tax Act on the facts: see moving-to-malta-tax-residence and mt-non-dom.
  • The remittance basis, the minimum tax for non-domiciled residents and double tax relief are in mt-non-dom.
  • A special tax status is a separate application under a separate law. For the Global Residence Programme see mt-global-residence-programme; for the nomad permit see mt-nomad-residence-permit; for a comparison of the routes for a wealthy family see mt-residence-programmes-for-wealthy-families.
  • An MPRP beneficiary and the dependants must not benefit under the six schemes in regulation 15(1)(b) of S.L. 217.26, several of which are tax schemes.
  • The Agency may give the Commissioner for Tax and Customs the name, nationality, date of birth, residence address in the original jurisdiction of tax residence and tax information registration number of the beneficiary and of each dependant (regulation 21(5)).

The MPRP is not citizenship either. The certificate ends for the beneficiary and all dependants if the beneficiary becomes a Maltese, EEA or Swiss national (regulation 17(1)). The FAQs, Q86, describe naturalisation as a separate application that the Minister may grant or refuse.

What ends the status

Under regulation 17 of S.L. 217.26:

  • The beneficiary and all dependants cease to benefit automatically if the beneficiary becomes a Maltese, EEA or Swiss national (17(1)).
  • The Agency shall determine that the beneficiary and everyone on the certificate cease to benefit if, after the appointed day, the beneficiary no longer meets the regulation 15 conditions or the regulation 13 eligibility criteria; if false, misleading or materially inaccurate information was given, or material facts were concealed, during the application; if he does not fulfil a commitment or condition in the regulations (in particular the regulation 12 undertakings); if his stay is not in the public interest or he is involved in conduct seriously prejudicial to Malta's vital interests; or if he has shown himself disloyal or disaffected towards the President or the Republic of Malta (17(2)).
  • A dependant is removed from the certificate on similar grounds, including no longer being eligible for inclusion (17(4)). A dependant who does not keep health insurance is removed (15(3)).
  • The certificate must be returned within one month of the determination being notified to the agent (17(3) and (5)).
  • The beneficiary or the person on the certificate must tell the Agency within four weeks of becoming aware of any of these events (17(6)).
  • The Agency may condone a failure only if it was due to unforeseen circumstances beyond the person's control, AND the person notified the Agency, AND made best efforts to remedy it (17(7)).
  • Giving up the status by notice ends it with immediate effect (17(8) and (9)).
  • While it investigates, the Agency may order the beneficiary or a dependant to deposit the residence card with it (17(10)).

A person who has ceased to benefit from a certificate cannot qualify again (regulation 13(1)(j)). If information the Agency asks for is not given in time, it may reject the application, revoke the Letter of Approval in Principle or end the certificate (regulation 18(1)).

Certificates and applications under the older Malta Residence and Visa Programme Regulations (S.L. 217.18) stay governed by those regulations, and no new application under them has been possible since 29 March 2021 (regulation 26).

Hypothetical worked example

Hypothetical. A main applicant, a spouse and two children who are both under 18 when the application is submitted. All four are third-country nationals, none is a Maltese, EEA or Swiss national, and none benefits under a listed scheme. They will rent a home in Malta. The items below are taken from the tables above. No total is given.

  • Capital: the main applicant shows assets under option (a) or option (b) of the capital table and keeps them for five years from the appointed day.
  • Administration fee, main applicant: EUR 60,000 in total. It is paid as EUR 15,000 within one month of submitting the application and EUR 45,000 within two months of the Letter of Approval in Principle.
  • Administration fee, spouse: none (paragraph (a) is exempt).
  • Administration fee, each child: none (paragraph (b) is exempt).
  • Contribution: EUR 37,000 under the rented-property line, payable within eight months of the Letter of Approval in Principle. There is one contribution for the main applicant only.
  • Donation: EUR 2,000 to a registered Maltese NGO, before the certificate is issued.
  • Property: a lease at a rent of at least EUR 14,000 per annum, held as the qualifying property for at least five years from the appointed day, then any residential property in Malta or Gozo.
  • Residence card: EUR 500 per person, for each of the four (brochure figure).
  • Health insurance for all four, covering all risks normally covered for Maltese nationals.
  • Agent's own fees: not set by the regulations.

If one child was over 18 when the application was submitted, that child can be a dependant under paragraph (c) only if under 29, unmarried and principally dependent on the main applicant. The dependant fee of EUR 7,500 then applies to that child, and the main applicant gives the support affidavit. If that child is certified by a recognised medical professional or authority as having a disability, paragraph (e) applies instead and no administration fee is charged for that child.

When to refuse or refer

Refer, and do not answer from this Guide, when:

  • the applicant or a family member holds Maltese, EU, EEA or Swiss nationality, or is close to acquiring it;
  • anyone in the family benefits, or plans to benefit, under a Malta tax scheme, or wants the Global Residence Programme or the nomad permit alongside the MPRP: the regulations do not settle the combination;
  • anyone in the family has criminal charges, a conviction, a sanctions listing, a previous refused application for residence or citizenship, or a past cessation: the Agency decides, without appeal, and only a licensed agent can apply;
  • the question is about work permits, long-term resident status, citizenship, or any immigration right beyond S.L. 217.26: refer to a licensed agent or a Maltese lawyer;
  • the question is about tax residence or how income will be taxed: use moving-to-malta-tax-residence and mt-non-dom, and refer to an accountant;
  • the certificate or application falls under the old Malta Residence and Visa Programme (S.L. 217.18).

Refuse to:

  • quote MPRP fees from any Agency FAQ or page older than the 2025 amendment;
  • state as a rule that there is no minimum stay, or that the person does not need to give up another nationality: no page we could read says either;
  • describe the MPRP as a tax incentive, a tax rate or a route to citizenship.

Sources

  • Malta Permanent Residence Programme Regulations, S.L. 217.26, consolidated text (legislation.mt)
  • L.N. 146 of 2025, Malta Permanent Residence Programme (Amendment) Regulations, 2025 (Residency Malta Agency copy)
  • Residency Malta Agency, MPRP brochure, English
  • Residency Malta Agency, MPRP Frequently Asked Questions, version 2.6.5
  • Income Tax Act, Cap. 123, article 4(1) proviso (legislation.mt)
  • Residency Malta Agency, home page

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Frequently asked questions

Is there a minimum stay?

Regulation 15(1) of [S.L. 217.26](https://legislation.mt/eli/sl/217.26/eng/pdf) lists the conditions a beneficiary must keep meeting: nationality, not being in a listed scheme, the property, stable and regular resources sufficient to maintain himself and his dependants without recourse to Malta's social assistance sys…

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