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OpenAccountants/Skills/Russia — Insurance Contributions (страховые взносы) for the Self-Employed (2026)

Russia — Insurance Contributions (страховые взносы) for the Self-Employed (2026)

Asked about insurance contributions (страховые взносы) in Russia for self-employed people — individual entrepreneurs (ИП) and the self-employed (самозанятые / НПД). Covers the ИП fixed annual contribution «за себя», the additional 1% on income over 300,000 ₽, payment deadlines, the НПД exemption,…

RussiaTax year 2026Research-verified· Last reviewed May 23, 2026

Key facts — Russia, 2026

FieldValue
CountryRussia (RU)
ContributionСтраховые взносы (mandatory pension + medical insurance)
Fixed amount 2026 (ИП «за себя»)57,390 ₽ for the calendar year (combined ОПС + ОМС, single non-itemised payment)
+1% over 300k ₽1% of annual income exceeding 300,000 ₽, pension only (ОПС)
Cap on the 1% part (2026)321,818 ₽ maximum for the 1% portion
Maximum total 202657,390 + 321,818 = 379,208 ₽
CurrencyRUB (₽)
LegislationНалоговый кодекс РФ, глава 34 (ст. 419–432); fixed amount in ст. 430
AuthorityФНС (collection via ЕНС/ЕНП) + СФР (records, voluntary schemes)
DeadlinesFixed part: 28 December 2026; 1% part: 1 July 2027
Self-employed (НПД)Exempt from mandatory contributions (voluntary pension/social only)
ContributorOpen Accountants Community
Quality tierResearch-verified — pending sign-off by a Russian accountant
Version1.0

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About

Use this skill whenever asked about insurance contributions (страховые взносы) in Russia for self-employed people — individual entrepreneurs (ИП) and the self-employed (самозанятые / НПД). Covers the ИП fixed annual contribution «за себя», the additional 1% on income over 300,000 ₽, payment deadlines, the НПД exemption, how страховые взносы reduce УСН and ОСНО tax, and employer contributions when an ИП hires staff. Trigger on phrases like "страховые взносы", "insurance contributions Russia", "ИП за себя", "fixed contributions Russia", "1% over 300000", "взносы свыше 300000", "единый тариф", "пониженный тариф МСП", "do self-employed pay social contributions in Russia".

RussiaTax year 2026

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