fi-yel-socialSource-cited draft Use this skill whenever asked about Finland YEL pension insurance or social security for self-employed persons. Trigger on phrases like "YEL", "YEL insurance", "yrittäjän eläkelaki", "self-employed pension Finland", "Finnish pension insurance", "entrepreneur pension", "YEL income", "YEL contribution", "sickness allowance Finland", "disability pension self-employed Finland", "new entrepreneur discount", or any question about mandatory social insurance obligations for Finnish self-employed. Covers YEL contribution rates, income thresholds, provider selection, tax deductibility, and social security benefits. ALWAYS read this skill before advising on Finnish self-employed social insurance.