india-tax-optimizationBuilt by Michael Cutajar and the OpenAccountants team Use this Guide for legal tax planning for Indian residents in tax year 2026-27 under the Income-tax Act, 2025: salaried people, professionals and small business owners. Trigger on "reduce my tax India", "tax planning India", "old vs new regime", "section 202", "80C" or "section 123", "80D" or "section 126", "NPS", "HRA", "home loan interest", "presumptive taxation", "44AD" or "section 58", "capital gains harvesting", "loss set-off", "GAAR", "GST composition" or "GST input credit". Covers regime choice, the deductions each regime allows, presumptive income, depreciation, losses, capital gains timing, advance tax, GST choices, provident fund and pension, and red lines. For computation use in-income-tax, for advance tax in-advance-tax, for GST india-gst, for residence in-tax-residency.