2 skills across 1 job. Each skill is authored by an accountant; the ones more colleagues stand behind rise to the top.
Use this skill whenever asked about Morocco payroll for a self-employed person who HIRES employees — computing IR salarial (salary income tax) withholding, CNSS employer and employee contributions, AMO health insurance, the taxe de formation professionnelle (TFP), the bulletin de paie (payslip), and the monthly declarations via Damancom (CNSS) and SIMPL-IR (DGI). Trigger on phrases like "Morocco payroll", "paie Maroc", "IR salarial", "CNSS employer", "bulletin de paie", "calcul salaire net Maroc", "cotisation patronale CNSS", "déclaration Damancom", "retenue à la source salaire Maroc", "AMO Maroc employeur", "taxe de formation professionnelle", "كشف الراتب", "أجور المغرب". Covers the 2026 IR salarial scale with salary-specific deductions (frais professionnels, déductions pour charges de famille), the CNSS branch rates and the MAD 6,000/month ceiling, AMO and TFP (uncapped), the declaration calendar, worked payslip examples, and the employee-vs-independent (salarié vs TNS) distinction. Reply in the user's language (English, French, or Moroccan Arabic / Darija), keeping native terms (IR salarial, CNSS, AMO, TFP, SMIG, bulletin de paie) and explaining them. Cross-reference ma-income-tax and ma-social-contributions.
Use this skill whenever asked about Morocco social contributions for the self-employed — the CNSS scheme for travailleurs non-salariés (TNS), the mandatory AMO health-insurance generalisation, and the dedicated social cover for auto-entrepreneurs. Trigger on phrases like "CNSS auto-entrepreneur", "AMO Maroc", "social security Morocco self-employed", "TNS Maroc", "cotisation CNSS indépendant", "couverture sociale travailleur non salarié", "تغطية صحية للعمل الحر", "CNSS Maroc cotisation", "retraite TNS Maroc", "AMO travailleur non salarié". Covers the profession-by-profession TNS rollout, the forfaitaire (SMIG-indexed) contribution base, AMO and retraite rates and minimums, registration and quarterly payment, and the contrast with employee CNSS (employer/employee split, salary ceiling) for those who hire. Reply in the user's language (English, French, or Moroccan Arabic / Darija). Cross-reference ma-auto-entrepreneur and ma-cpu, which bundle their own social-cover components.